RRSPs and RRIFs

Name St Michael’s College as a beneficiary of an RRSP or RRIF

• You retain use of the fund during your lifetime and the remainder is transferred to St Michael’s upon your death.

• A charitable donation for the full value of the gift will offset 100% of the taxes owed and any excess donation credits can be carried back to the previous tax year.

• The gift passes outside of the estate and there is no probate fee involved.

RRSPs are a smart way to save for retirement and a tax smart way to help ensure the best academic resources are available for students at the University of St Michael’s College.

For more information about making a planned gift to the University of St. Michael’s college, please contact us in confidence at any time.  

Phone: 416-926-2331 or 1-866-238-3339

Email:  smc.plannedgiving@utoronto.ca

Mail: Office of Alumni Affairs & Development
University of St. Michael’s College
81 St. Mary Street
Toronto ON M5S 1J4