Legacy Giving: RRSPs and RRIFs

Name St Michael’s College as a beneficiary of an RRSP or RRIF

  • You retain use of the fund during your lifetime and the remainder is transferred to St Michael’s upon your death.
  • A charitable donation for the full value of the gift will offset 100% of the taxes owed and any excess donation credits can be carried back to the previous tax year.
  • The gift passes outside of the estate and there is no probate fee involved.

RRSPs are a smart way to save for retirement and a tax smart way to help ensure the best academic resources are available for students at the University of St Michael’s College.

For more information about making a planned gift to the University of St. Michael’s college, please contact us in confidence at any time.

Phone: 416-926-2331 or 1-866-238-3339

Email:  smc.plannedgiving@utoronto.ca

Mail: Office of Alumni Affairs & Development
University of St. Michael’s College
81 St. Mary Street
Toronto ON M5S 1J4

Charitable Registration Number: BN 11927 9321 RR 0001

Without the Christianity and Culture Program, I don’t know where I’d be.

Ed Curtis

Ed Curtis graduated from SMC in 2003 and is now studying at St. Augustine’s Seminary. At St Mike’s he came to discern his call to the priesthood.