Need-based Grants

Undergraduate Grants at St. Mike’s

St. Michael’s need-based grants are non-repayable.

Expected Student Contribution

The university and the Province expect students with financial need to contribute annually toward their educational costs via summer and part-time study period employment.

You are expected to contribute $3,000 per school year toward your own education costs.

One of the best employment opportunities available to OSAP recipients is the Work Study program. Students may apply via the Career Centre .

Students who have *not* met their $3,000 contribution and have not pursued employment in a given academic year will be expected to submit a Request for Review: Student Fixed Contribution  appeal to U of T’s Enrolment Services for processing before being considered for donor-funded grants.


Current, full-time, registered, domestic St. Michael’s College students who have applied for provincial student loans (i.e. OSAP, BCSAP etc.) and who are pursuing their first undergraduate degree are eligible to apply for consideration toward educational costs accrued during the 8 month academic year (September – April).

Non-degree students are not eligible.

Students Receiving Out-of-Province Loans

Students receiving out-of-province student loans are expected to have applied for UTAPS before to applying for college-level grant funding.

St. Michael’s grants will not replace a student’s UTAPS funding.


Students may apply for grants using the Undergraduate Grant Application available on ACORN

Grant funding is not made available to students until after the Fall session drop deadline.

Grant applicants are expected to make reasonable use of their Fall student loan installment and generally should not demonstrate financial need until close to the end of the Fall study session.

Direct deposit

Grants will be credited against outstanding tuition or residence fees.  Any amount remaining will be issued as a refund.  Refunds will be processed only through direct deposit to a bank.

Please refer to the following ACORN FAQ: Direct Deposit Instructions


Grants vary in value from as little as $200, to as much as $4500. Most are in the $500-$2000 range.


Applications are processed in the order in which they are received.   Applications are reviewed within 4-6 weeks from the date of their submission. Inaccurate, incomplete or unrealistic applications will take longer.

Students who are eligible to submit an OSAP Review will have their grant application placed on hold, pending the outcome of their Review.


Grant applications will be accepted from eligible applicants until March 31, 2018.

Submissions and Accessibility

If you are unable to submit your grant application via email due to Accessibility related concerns, please contact grants.smc@utoronto and we will be happy to assist you with your application submission.

Grants will not…

A grant will not replace a lack of OSAP or other government assistance resulting from:

  • failing to apply in a timely manner
  • default/arrears on previous OSAP loans
  • permanent restriction due to income verification issues
  • OSAP academic suspension
  • OSAP credit-check failure

A grant will also not:

  • provide support or emergency aid to parents, relatives and partners
  • be used to pay credit card and other debts
  • fund optional summer studies
  • cover medical or dental costs covered by the UTSU and APUS or other Health Plans
  • address misspending or financial mismanagement of OSAP
  • replace increased OSAP funding potentially available to a student via any one of a number of OSAP Review appeals

International Students

Before being granted admission to Canada, Canada Immigration requires international students to demonstrate that they have adequate resources in place. International students are not eligible for the University’s general college-level grants program.

If, however, your personal and/or familial financial circumstances have unexpectedly changed since your arrival, you may be eligible to be considered for funding by a central committee at U of T’s Enrolment Services.

Contact to discuss the matter with your Registrar’s Office.

Summer Study Session

Students taking summer studies may apply for funding consideration via one of two programs:  Summer OSAP and the Noah Meltz Grant program.

Neither of these programs are administered by St. Michael’s.

St. Mike’s does not provide grant funding to students enrolled in Summer Abroad programs.  The Summer Abroad office offers a number of need-based grants to registrants. Summer Abroad students who enrol in additional summer courses may be eligible for Summer OSAP funding.

St. Mike’s does not make grant applications available to students who elect to undertake studies during the Summer sessions.

Student parents (students with their own dependent children) constitute an exception, and are invited to email the award officer for more information at:

The university’s expectation is that students with financial need will pursue employment during the summer months in order to contribute toward their education related costs during the upcoming eight-month academic year (September – April).

External Funding

You may also wish to review the following sources of funding external to St. Michael’s: